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Cr\u00e9dits\u00a0: Unsplash<\/figcaption><\/figure>\n

1,2\u00a0milliard d\u2019euros<\/strong>\u00a0: c\u2019est le montant total des fraudes enregistr\u00e9es par la Banque de France en 2021. Chaque ann\u00e9e, les arnaques touchent de plus en plus de victimes. Elles \u00e9taient 1,3\u00a0million en 2020<\/strong>, soit une hausse de 161\u00a0% depuis 2010. Il faut dire que les risques se multiplient et que les pirates regorgent d\u2019ing\u00e9niosit\u00e9 pour pomper le compte en banque de leurs victimes. Pire encore, il arrive bien souvent que les banques refusent de rembourser<\/strong> ces derni\u00e8res.<\/p>\n

Pourtant, la loi oblige en th\u00e9orie celles-ci \u00e0 recouvrir les pertes de leurs clients dans le cas d\u2019une arnaque, sauf une exception\u00a0: si le client en question est consid\u00e9r\u00e9 comme coupable d\u2019une n\u00e9gligence grave<\/strong>, comme avoir transmis ses identifiants bancaires \u00e0 l\u2019arnaqueur. Seulement voil\u00e0, selon l\u2019UFC-Que choisir, les banques invoquent tr\u00e8s r\u00e9guli\u00e8rement cette exception pour \u00e9chapper au remboursement obligatoire<\/strong>, le plus souvent sans r\u00e9elle raison valable.<\/p>\n

Sur le m\u00eame sujet\u00a0: Attention, ce malware Android supprime les donn\u00e9es de votre smartphone et vide votre compte en banque<\/a><\/strong><\/p>\n