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{"id":2193204,"date":"2018-11-08T12:00:39","date_gmt":"2018-11-08T11:00:39","guid":{"rendered":"https:\/\/www.phonandroid.com\/?p=2193204"},"modified":"2018-11-08T12:00:39","modified_gmt":"2018-11-08T11:00:39","slug":"achats-sur-internet-les-banques-nauront-bientot-plus-le-droit-denvoyer-un-code-par-sms","status":"publish","type":"post","link":"https:\/\/www.phonandroid.com\/achats-sur-internet-les-banques-nauront-bientot-plus-le-droit-denvoyer-un-code-par-sms.html","title":{"rendered":"Achats sur internet : les banques n’auront bient\u00f4t plus le droit d’envoyer un code par SMS"},"content":{"rendered":"

Les achats sur internet ne pourront bient\u00f4t plus \u00eatre s\u00e9curis\u00e9s par un code \u00e0 usage unique transmis par SMS. Le SMS-OTP qui s\u00e9curise pr\u00e8s de 35% des transactions en ligne en France, n'est pas suffisamment s\u00e9curis\u00e9 selon la Commission europ\u00e9enne, qui demande au banques de passer \u00e0 un nouveau mode d'authentification forte d'ici septembre 2019. De leur c\u00f4t\u00e9, banques et commer\u00e7ants estiment que le d\u00e9lai imparti pour changer de mode d'authentification est beaucoup trop court. Des f\u00e9d\u00e9rations europ\u00e9ennes de commer\u00e7ants demandent \u00e0 ce que le d\u00e9lai pour changer de mode d'authentification soit de trois ans.<\/strong><\/p>\n

\"achat<\/p>\n

Vous avez s\u00fbrement d\u00e9j\u00e0 valid\u00e9 un achat sur internet en entrant un code envoy\u00e9 par votre banque par SMS ? La Commission europ\u00e9enne exhorte d\u00e9sormais les banques et commer\u00e7ants \u00e0 mettre fin \u00e0 ce syst\u00e8me de validation des achats. Le syst\u00e8me de SMS-OTP (pour One Time Password) est pourtant un mode courant d'authentification qui prot\u00e8ge pr\u00e8s de 35% des transactions en ligne \u00a0: lors de la validation de la transaction, le client re\u00e7oit un code qui permet de v\u00e9rifier son identit\u00e9. Le probl\u00e8me de ce mode d'authentification, c'est qu'il est possible d'intercepter les SMS, ce qui fait du SMS-OTP une m\u00e9thode insuffisamment s\u00e9curis\u00e9e.<\/p>\n