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Kuniye

Cr\u00e9dit\u00a0: 123RF<\/figcaption><\/figure>\n

Vous \u00eates-vous d\u00e9j\u00e0 pos\u00e9 la question de comment une banque traite un virement\u2009? Peut-\u00eatre pas et pourtant, le syst\u00e8me derri\u00e8re cette technologie est au c\u0153ur de notre quotidien. Ce syst\u00e8me, c\u2019est Target\u00a02, qui permet donc d\u2019envoyer des informations bancaires d\u2019un \u00e9tablissement \u00e0 un autre, le tout g\u00e9n\u00e9ralement en 24\u00a0h. Mais il arrive que ce d\u00e9lai soit plus long, notamment si vous effectuez le virement en fin de semaine.<\/p>\n

La raison est simple\u00a0: Target\u00a02 aussi se repose le week-end. Voil\u00e0 pourquoi vous recevez un virement effectu\u00e9 un vendredi uniquement le lundi suivant. Or, ce dernier ne travaille pas non plus les jours f\u00e9ri\u00e9s. Et comme tous les pays europ\u00e9ens dans lesquels il op\u00e8re n\u2019ont pas n\u00e9cessairement les m\u00eames jours f\u00e9ri\u00e9s, il arrive que votre virement mette du temps \u00e0 arriver sans que vous sachiez pourquoi<\/a>. Voil\u00e0 pourquoi il va falloir faire preuve de patience le week-end prochain.<\/p>\n