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Le code SMS s\u00e9curisera les paiements sur internet jusqu'en 2022, malgr\u00e9 les risques<\/title>\n<meta name=\"description\" content=\"Les paiemenjts sur internet resteront, en France, majoritairement authentifi\u00e9s par un code re\u00e7u par SMS jusqu'en 2022 pour que les commer\u00e7ants s'adaptent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.phonandroid.com\/le-code-sms-securisera-les-paiements-sur-internet-jusquen-2022-malgre-les-risques.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le code SMS s\u00e9curisera les paiements sur internet jusqu'en 2022, malgr\u00e9 les risques\" \/>\n<meta property=\"og:description\" content=\"Les paiemenjts sur internet resteront, en France, majoritairement authentifi\u00e9s par un code re\u00e7u par SMS jusqu'en 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Kuniye

{"id":2247991,"date":"2019-08-28T12:20:34","date_gmt":"2019-08-28T10:20:34","guid":{"rendered":"https:\/\/www.phonandroid.com\/?p=2247991"},"modified":"2019-08-28T12:20:34","modified_gmt":"2019-08-28T10:20:34","slug":"le-code-sms-securisera-les-paiements-sur-internet-jusquen-2022-malgre-les-risques","status":"publish","type":"post","link":"https:\/\/www.phonandroid.com\/le-code-sms-securisera-les-paiements-sur-internet-jusquen-2022-malgre-les-risques.html","title":{"rendered":"Le code SMS s\u00e9curisera les paiements sur internet jusqu’en 2022, malgr\u00e9 les risques"},"content":{"rendered":"

Le code re\u00e7u par SMS restera la modalit\u00e9 d'authentification double facteurs la plus utilis\u00e9e par les banques pour les paiements en ligne jusqu'en 2022. Le passage \u00e0 un mode d'authentification plus s\u00e9curis\u00e9, pr\u00e9vu par la directive DSP2 qui devait initialement entrer en vigueur le 14 septembre 2019 – mais il fait l'objet d'un nouveau sursis dans plusieurs pays\u00a0europ\u00e9ens afin de permettre aux commer\u00e7ants et banques de s'adapter. Il pose pourtant des probl\u00e8mes r\u00e9els pour la s\u00e9curit\u00e9 des transactions.<\/strong><\/p>\n

$\"code$ <\/p>\n

C'est devenu une habitude : lors du paiement d'un achat en ligne, une page “3D Secure” apparait – et vous demande d'entrer un code re\u00e7u par SMS. Depuis quelques ann\u00e9es, les banques et les e-commer\u00e7ants ont adopt\u00e9 l'authentification double facteurs afin de r\u00e9duire au maximum la fraude sur internet. A priori avec ce syst\u00e8me, il est impossible pour quelqu'un en possession de votre carte d'effectuer un paiement sur internet sans votre accord, puisqu'il doit pour cela entrer un code unique que vous avez re\u00e7u sur votre smartphone.<\/p>\n