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Apple aurait l\u2019intention d\u2019impl\u00e9menter une fonction dans iOS permettant \u00e0 un iPhone d\u2019accepter des paiements sans contact. La solution ne requiert aucune mise \u00e0 jour mat\u00e9rielle : elle utilise le capteur NFC d\u00e9j\u00e0 utilis\u00e9 pour Apple Pay. Cette fonction est issue du rachat en 2020 par Apple d\u2019une start-up appel\u00e9e Mobeewave. Celle-ci avait re\u00e7u le soutien financier de Samsung qui utilise d\u00e9j\u00e0 cette solution depuis 3 ans.<\/strong><\/p>\n

\"apple
Cr\u00e9dit : Unsplash<\/figcaption><\/figure>\n

Lors du lancement d\u2019Apple Pay<\/a> en 2014, tous les analystes \u00e9conomiques ont \u00e9mis des avis tr\u00e8s positifs. Pourquoi ? Parce que la firme s\u2019engageait sur le march\u00e9 des transactions financi\u00e8res, lequel ne connaitra jamais de p\u00e9nurie. En effet, ce n\u2019est pas comme si vous alliez arr\u00eater de vous nourrir, de vous habiller ou de vous d\u00e9placer du jour au lendemain ! Et sur chaque transaction r\u00e9alis\u00e9e via Apple Pay, la firme de Cupertino touche une commission<\/strong>, \u00e0 l\u2019image de Visa ou de Mastercard.<\/p>\n

Lire aussi – Paiement sans contact : un Fran\u00e7ais sur deux l\u2019utilise pour r\u00e9gler ses achats<\/a><\/strong><\/p>\n

Et ce n\u2019\u00e9tait que le d\u00e9but : Apple allait alors renforcer sa pr\u00e9sence dans les services financiers et le march\u00e9 des paiements. Un bon exemple est Apple Card, une carte de paiement avec un syst\u00e8me de cashback lanc\u00e9e en 2019<\/a>. D\u2019abord virtuelle, la carte est devenue physique, permettant de payer des biens sur des terminaux standard, m\u00eame ceux qui sont incompatibles Apple Pay.<\/p>\n